Speciality Home Insurance
Speciality Home Insurance
Premium protection doesn’t have to cost a premium. Grab a free, personalized quote today and see how much you could save.
Call 503-863-5815 or email dorjee@dorjeeinsurance.com to get a quote
What are the insurance options for speciality property insurance?
| Coverage | What it Covers |
|---|---|
| Landlord Insurance | This policy protects the physical structure of a rented property against perils like fire, wind, and severe weather. Crucially, it includes liability coverage if a tenant or their guest is injured on the property and sues, as well as "loss of use" coverage, which reimburses the owner for lost rental income if the building becomes uninhabitable due to a covered claim. |
| Mobile Home Insurance | Similar to standard home insurance, this covers the physical structure of the mobile or manufactured home, any attached structures (like a deck or carport), and the personal belongings inside. It also provides personal liability protection if a guest is injured on the property. |
Why buy these insurance coverages for speciality property insurance?
| Coverage | Why by Property Insurance? |
|---|---|
| Landlord Insurance | Standard homeowners policies typically become void once a home is rented full-time. This policy ensures the property, your liability, and your income stream remain completely secure. |
| Mobile Home Insurance | Standard home policies do not cover factory-built homes. This specialized policy protects your property while satisfying mandatory requirements from lenders or mobile home parks. |