Auto Insurance

Get an Auto Insurance Quote

Premium protection doesn’t have to cost a premium. Grab a free, personalized quote today and see how much you could save.

Call 503-863-5815 or email dorjee@dorjeeinsurance.com to get a quote

Why Auto Insurance

State Law: Most states legally mandate minimum liability coverage.

Oregon: Requires Bodily Injury, Property Damage, Personal Injury Protection (PIP), and Uninsured/Underinsured Motorist coverage.
Washington: Requires Bodily Injury and Property Damage coverage.

Lender Requirements: If you finance or lease your car, your bank or lienholder will require “full coverage” (comprehensive and collision). This protects their financial asset in the event of an accident, theft, or vandalism.

What are the
common types of
auto coverage?

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Liability

A foundational coverage designed to mitigate your financial risk. It compensates third parties for bodily injuries and property damage resulting from an incident where the policyholder is held legally responsible.

🚗

Collision

A policy provision that reimburses the policyholder for damage sustained to their personal vehicle due to an impact with another automobile or a stationary object, capped at the vehicle's depreciated market value.

🚙

Comprehensive

An encompassing provision that insures against loss or damage to the policyholder's vehicle originating from non-collision perils, such as meteorological events, animal strikes, theft, and accidental fires.

Learn More About Additional Coverages